Health insurance is a cornerstone of financial security and well-being for individuals and families in the United States. Navigating the complex world of health coverage can feel overwhelming, especially with so many options, plans, and providers to consider. This guide will break down everything you need to know about health insurance in the U.S., helping you make informed decisions about your coverage. What is Health Insurance? Health insurance is a contract between you and an insurance provider. In exchange for a monthly premium, your insurer helps cover medical expenses such as doctor visits, hospital stays, prescription drugs, and preventive care. Having health insurance ensures you can access necessary healthcare services without facing catastrophic out-of-pocket costs. Why is Health Insurance Important? Financial Protection : Health insurance shields you from high medical expenses that could otherwise lead to financial hardship. Access to Care : Insured individuals are more like...